Casino Blackjack Side Bets
7th July 2026Blackjack has long been one of the most popular games in both land-based and online casinos, thanks to its blend of skill, strategy, and luck. Over the years, the game has evolved, with many casinos introducing additional betting options known as side bets. These side bets add an extra layer of excitement and the potential for larger payouts, but they also come with unique risks and considerations. If you’re exploring UK online casinos or simply want to get more out of your blackjack sessions, understanding how side bets work is essential.
This guide from losingit.me.uk will take a closer look at the most common blackjack side bets, how they function, their odds, and whether or not they’re worth your attention. We’ll also discuss where you can find these bets, including options at non GamStop casinos and platforms not on GamStop.
What Are Blackjack Side Bets?
Blackjack side bets are optional wagers placed alongside your main blackjack bet. They are typically settled independently of the main game outcome. While the primary aim in blackjack is to beat the dealer’s hand without going over 21, side bets focus on specific card combinations or outcomes, such as pairs, suited cards, or particular sequences.
These bets can offer significant payouts-sometimes as high as 100:1 or more-compared to the standard even money (or 3:2) payout for a blackjack. However, the odds of winning a side bet are usually much lower, and the house edge is often higher than the main game.
Why Do Players Choose Side Bets?
Players are drawn to side bets for several reasons:
- Bigger Payouts: The potential for large wins, sometimes from a small stake, is appealing.
- Extra Excitement: Side bets add variety and anticipation to each hand.
- Variety of Options: With many types of side bets available, players can choose those that suit their risk appetite.
However, it’s important to approach side bets with caution. While they can be fun, they are generally not the best choice for players looking to maximise their long-term returns.
Common Types of Blackjack Side Bets
There are dozens of different side bets in blackjack, but some are far more popular and widely available than others. Here are the most common types you’ll encounter at both traditional and online casinos.
Perfect Pairs
This side bet pays out if your first two cards are a pair. There are usually three levels of payouts:
- Mixed Pair: Same value, different suits (e.g. 7 of Hearts and 7 of Spades).
- Coloured Pair: Same value and colour, different suits (e.g. 7 of Hearts and 7 of Diamonds).
- Perfect Pair: Identical cards in both value and suit (e.g. two 7 of Hearts).
The payout increases with the rarity of the pair, with perfect pairs typically offering the highest reward.
21+3
This side bet combines elements of blackjack and poker. It pays out if your two cards and the dealer’s upcard form a three-card poker hand such as a flush, straight, three of a kind, or straight flush. The rarer the hand, the higher the payout.
Insurance
Insurance is technically a side bet, though it’s a standard feature in most blackjack games. If the dealer’s upcard is an Ace, you can place an insurance bet (usually up to half your original wager) that pays 2:1 if the dealer has blackjack. While it may seem like a way to protect your hand, insurance is generally considered a poor bet for most players due to its high house edge.
Royal Match
This side bet pays out if your first two cards are the same suit (a “matched” hand), with an even higher payout if they are a suited King and Queen (the “Royal Match”).
Lucky Ladies
Lucky Ladies is a bet on your first two cards totalling 20. Payouts vary based on the specific combination, with the highest rewards for two Queen of Hearts.
Other Popular Side Bets
- Super Sevens: Pays out for every 7 you are dealt, with escalating payouts for receiving two or three 7s.
- Buster Blackjack: Pays if the dealer busts, with higher payouts for busting with more cards.
- Hot 3: Pays for specific combinations of your first two cards and the dealer’s upcard, such as a total of 19, 20, or 21.
How Do Blackjack Side Bets Work?
Side bets are placed at the same time as your main blackjack wager, usually by putting chips in a designated spot on the table or selecting the side bet option in an online interface. The side bet is resolved based on the outcome of the initial cards dealt, regardless of how the rest of the hand plays out.
For example, If you place a Perfect Pairs bet and receive two 8s, you win the side bet even if you later lose the main hand. Conversely, you can lose the side bet but still win the main game.
Online casinos, including those featured at best casinos not on GamStop, often make it easy to participate in side bets, with clear instructions and automatic payouts.
Odds and House Edge: What You Need to Know
While side bets can be enticing, it’s crucial to understand the odds and house edge involved. Most blackjack side bets have a significantly higher house edge than the main game. For example:
- Perfect Pairs: House edge ranges from 2% to over 10%, depending on the specific rules and number of decks.
- 21+3: Typically carries a house edge of 3% to 7%.
- Insurance: House edge is usually around 7% or higher.
- Lucky Ladies: Can have a house edge exceeding 17%.
These figures highlight why side bets should be treated as a form of entertainment rather than a core strategy for winning at blackjack. The chance of a big win is balanced by a higher likelihood of losing over time.
Where Can You Play Blackjack Side Bets?
Blackjack side bets are widely available at both land-based and online casinos. Most major online platforms, including those listed at non GamStop casino UK, offer a range of side bets in their blackjack games. These can be found in live dealer games as well as RNG (Random Number Generator) versions.
When choosing where to play, consider the following:
- Game Selection: Not all blackjack tables offer the same side bets. Check the game’s rules or paytable before you play.
- Betting Limits: Side bets often have different minimum and maximum stakes compared to the main game.
- Software Providers: Leading providers like Evolution, Playtech, and Pragmatic Play offer a variety of side bet options with clear rules and payout structures.
Are Blackjack Side Bets Worth It?
Whether or not you should play blackjack side bets depends on your personal goals and playing style. Here are some key considerations:
- Entertainment Value: If you enjoy the thrill of chasing big payouts and don’t mind the higher house edge, side bets can add fun to your sessions.
- Bankroll Management: Because side bets are riskier, it’s wise to keep them as a small percentage of your total bets.
- Long-Term Strategy: If your aim is to play with the best possible odds, it’s generally best to avoid side bets and focus on basic blackjack strategy.
For most players, side bets are best approached as occasional diversions rather than a primary way to win. They can spice up the game but should be enjoyed responsibly.
Tips for Playing Blackjack Side Bets
If you decide to try your luck with side bets, keep these practical tips in mind:
- Understand the Rules: Each side bet has its own rules and payout structure. Make sure you know what you’re betting on before placing your chips.
- Check the Paytable: Payouts can vary significantly between casinos and game variants. Look for games with the most favourable odds.
- Set Limits: Decide in advance how much you’re willing to risk on side bets and stick to your budget.
- Don’t Chase Losses: Side bets are high-risk. Avoid the temptation to increase your side bet stakes to recoup